Returns Vs. “Real” Returns

returns 1  copyIn the investment world the idea of “returns” is central. You lay out capital today in the expectation of receiving more money in the future. Of course this doesn’t always happen consistently or perfectly, but in general the investment world is filled with many more positives as opposed to negatives over the long haul.

You get your money back over time. It’s not as though you routinely deploy $100 today and receive $110 next week. The process takes time and its common to receive “only” a portion of your return (investment spoils), say $1 to $10 in this Read more

May 2015 Challenge

may 15 chal 2I went 1 for 2 in my April Challenge. Or perhaps more aptly 0.5 for 1, given that it was just one month. That brings my challenge record to 5.5 and 2.5 or a completion rate of just less than 69% – still a passing grade, but not by much.

The easy part was the 50 miles; I knocked that portion out in about 3 weeks. Consistent effort, some time commitment and knowing the average needed per day helped in that endeavor. Unfortunately this did not carry over to Read more

I Don’t Want To Win “The Price Is Right”

price is right“Come on down you’re the next contestant on The Price Is Right!”

Actually you’re not the next contestant, I don’t have the authority or staging presence to make that call. But it was a nice lead in, wouldn’t you say?

Anyway, occasionally I’ll catch an episode of the game show: The Price Is Right.

If you’ve seen the show, you know that it has prizes ranging from earrings and jet skis all the way up to a “Brand New Car!” If you haven’t seen the show  Read more

The CVS Chain Reaction

Screen Shot 2015-04-10 at 11.23.45 AMIt started with Frosted Mini Wheats. It ended with laundry detergent and paper towels. It all happened so fast. Well, not really – it took a few months.

Over the past couple of months I’ve been caught up in what I like to call the “CVS Chain Reaction.” Not really caught up I suppose, but more: “taking advantage of an available and advertised system that happens to string you along.” Let me explain. Read more

April Challenge

apr chal copy 2My March Challenge wasn’t as successful as I had originally intended. I was able to organize quite a bit, but alas there remains a good deal of work left before my next book is ready to edit. I see this as an ongoing endeavor in which I will consistently make strides moving forward. No credit for partial work, I’ll count this as a miss. This brings my monthly challenge record to 5 and 2, not outstanding but still reasonable.

April Challenge = 50 / 50 Read more

3 Stocks To Balance Your Current Income with Future Growth

SureDividendArrowNote: Today’s post is a guest post by Ben Reynolds. I don’t regularly seek out these posts, but Ben recently contacted me with some ideas. I thought his enthusiasm and underlying message was reasonable, so I decided to feature his work. Ben runs the website: Sure Dividend. “Sure Dividend focuses on high quality dividend growth stocks trading at fair or better prices suitable for long-term investors.” I have made some footnotes to his piece, but otherwise what follows is his. I hope you enjoy! Read more

The Real Currency Of Life

real currency 2I don’t like to do this too often, but I wanted to bring about an essay to your attention: “Time Well Spent, The Declining Real Cost of Living in America.”

It’s a report published by the Federal Reserve Bank of Dallas in 1997. The basic idea is that while the nominal price of goods has been increasing consistently, the amount of time required to obtain said goods (the true currency measure) has been steadily declining. It’s perfectly in-line with this websites ideology. If you like anything about this site, this report will be a great read – color graphs and all. Read more