My August challenge was a success, bringing my total challenge record up to 9.5 and 2.5 or a completion rate of 79%. Still a passing grade, but I can keep getting better. There really isn’t much to report on this challenge, although it did give me an opportunity to think a bit.
Right now I’m writing quite often (although not much on this site) and I see that more or less continuing for the rest of the year. After that, I think I’ll reassess and perhaps work toward new endeavors. I’m guessing writing will always play Read more →
My July challenge was to earn an “extra” $100 outside of normal endeavors, which included writing finance articles, offering my premium service, this website and passive income (dividends / interest). Finding an additional opportunity turned out to be a success, bringing my total record to 8.5 and 2.5, or a completion rate of about 77%. To be perfectly frank I had more or less written this challenge off half way through the month. Yet an opportunity grew, and I literally picked it.
I could give you a couple guesses as to what I did, but it’d probably take a few more than that (plus the lovely picture adorned to this post isn’t exactly the perfect clue). I won’t keep you in suspense. This month’s challenge was completed by: Read more →
A few months ago I ran across the image you see to the left. Actually I did more than that: I noticed this sign in a local Wal-Mart (WMT) and decided to take a picture. I was struck by what I saw for a very simple reason: on the surface the message appears reasonable enough, but when you consider the message, it likely doesn’t pass the logic test.
The sign reads, “Today’s stock quote – $85.40 – Tomorrow depends on you!” It’s catchy. It shows an inherent relationship between the value of the business and the value of an employee. And I’m sure it beat out other sign possibilities. Yet none of this means that it’s especially useful. Let’s walk through a few Read more →
My June challenge turned out to be a success, bringing my total monthly challenge record to 7.5 and 2.5, or a completion rate of 75%. Not bad, but not great either. During the month of June I bowled seven 200+ games, two more than I had set out as a goal. Granted four of those seven came in practice, but I nonetheless hit my mark. This was a bit of an abstract goal, but I wanted to extend the objectives beyond finance, business, exercise and work. Read more →
I write finance articles fairly regularly, often to the tune of a handful per week. Occasionally someone will point out that the analysis was great, but I didn’t include taxes in my commentary. Which is likely true, I rarely talk about investment taxes. However, this isn’t an oversight on my part.
I’d like to take a moment to talk about not talking about taxes.
In the investment world the idea of “returns” is central. You lay out capital today in the expectation of receiving more money in the future. Of course this doesn’t always happen consistently or perfectly, but in general the investment world is filled with many more positives as opposed to negatives over the long haul.
You get your money back over time. It’s not as though you routinely deploy $100 today and receive $110 next week. The process takes time and its common to receive “only” a portion of your return (investment spoils), say $1 to $10 in this Read more →
I went 1 for 2 in my April Challenge. Or perhaps more aptly 0.5 for 1, given that it was just one month. That brings my challenge record to 5.5 and 2.5 or a completion rate of just less than 69% – still a passing grade, but not by much.
The easy part was the 50 miles; I knocked that portion out in about 3 weeks. Consistent effort, some time commitment and knowing the average needed per day helped in that endeavor. Unfortunately this did not carry over to Read more →
It started with Frosted Mini Wheats. It ended with laundry detergent and paper towels. It all happened so fast. Well, not really – it took a few months.
Over the past couple of months I’ve been caught up in what I like to call the “CVS Chain Reaction.” Not really caught up I suppose, but more: “taking advantage of an available and advertised system that happens to string you along.” Let me explain. Read more →